Loans/Mortgages

  1. Mortgages - Learn More or Apply Now
  2. Consumer Loans - Learn More or Apply Now
  3. Construction Loans - Learn More or Apply Now
  4. Business Loans - Learn More or Apply Now
  5. Student Loans - Learn More
  6. Credit Card Services - Learn More
  7. Our Fair Lending Mission Statement

 

Lending is an area where working with an independent local bank can make a tremendous difference. In each community we serve, we truly enjoy helping our neighbors realize their dreams, and we try to make the entire process as simple as possible. We also pride ourselves on providing a fast answer from someone in your own area. You’ll find loan professionals at each one of our neighborhood offices. Whatever your needs, we look forward to working with you!




 

 

Consumer Loans (Automobiles, Boats and Recreational Vehicles)

  • Finance new and used items up to six years old
  • Flexible terms
  • Competitive rates
  • Automatic payment services from WB&T deposit account available
  • Fast approval
  • Instant loan closing – we can close most consumer loans within 15 minutes of approval
  • Death and disability insurance available*

 

Start an online application now

 

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Construction Loans (Residential Home Loans)

  • Loan decisions in 4 hours
  • Loan closings in 10 business days
  • Nine months to complete home (more flexibility than the conventional six month loan)
  • Low interest rate during construction
  • Origination fee
  • No discount points
  • Interest paid only on the amount borrowed, not the total amount of loan
  • Title insurance not required on loans less than $500,000
  • Permanent mortgages available
  • Other rates and terms available for speculative and commercial construction

 

Start an online application now

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Student Loans

 

Wilson Bank & Trust teams with EdAmerica to offer student loans for all kinds of needs. To find the best option for you and then apply online, visit EdAmerica’s student loan page. Let us help make your dream a reality!

 

 

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For more information about loans, please e-mail us at loans@wilsonbank.com.

 

 

*Insurance products are not FDIC insured, are not a deposit of the bank, are not guaranteed by the bank, may go down in value and are not insured by any government agency.