Personal Savings Accounts

Apply for a savings account online
 

  1. Money Market Savings
  2. Bankers Premium
  3. Children's Savings/ School Bank
  4. Christmas Club
  5. Vacation Club
  6. Health Savings Account


 

Money Market Savings

  • - $100 minimum opening deposit
  • - No monthly service charge
  • - Collected balances of $2,500 and less will earn interest at the rate of statement savings
  • - Collected balances of more than $2,500 will earn the current bank market rate established by WBT for money market investment accounts
  • - Interest accrues on collected balances daily, and is paid monthly
  • - Monthly withdrawal limitations:
    • -  Six transfers or withdrawals per statement cycle, including check, debit card or similar order payable to third parties (each additional check will incur a $1.00 charge) 
    • - Unlimited ATM and in-person withdrawals
    • - Monthly statements

 

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Bankers Premium

  • - $100 minimum opening deposit
  • - No monthly service charge
  • - Tiered interest rate according to balance - call (615) 444-BANK (2265) for current rates
  • - Interest accrues daily on collected balance and is paid monthly
  • - Monthly withdrawal limitations:
    • - Six transfers or withdrawals per statement cycle, including check, debit card or similar order payble to third parties (each additional check will incur a $1.00 charge) 
    • - Unlimited ATM and in-person withdrawals
    • - Statements issued monthly

 

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Children's Savings and School Bank Accounts

  • - May be opened for any child age 12 and under
  • - Prizes awarded at specific balance levels
  • - Deposits accepted at participating schools
  • - Call (615) 444-BANK (2265) for current rates

 

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Christmas Club

  • - $5 minimum opening deposit
  • - Offered year round
    - Two early withdrawals allowed ($10 fee per withdrawal after two)
  • - Higher interest on balances up to $6,000
  • - Call 444-BANK (2265) for current rates

 

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Vacation Club

 

  • - $5 minimum opening deposit
  • - Offered year round
  • - Higher interest on balances up to $6,000
  • - Two early withdrawals allowed ($10 fee per withdrawal after two)
  • - Account balance dispersed in May
  • - Call 444-BANK (2265) for current rates

 

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