To find out if a career with Wilson Bank & Trust Community Financial Centers is a good fit for you, please complete this printable job application and return it to us by one of the following methods:
Mail it to WB&T Human Resources, P.O. Box 768, Lebanon, TN 37088
Fax it to WB&T Human Resources at (615) 443-4667
Loan Officer, Hermitage Office (full time)
Responsibilities: Determines customers' credit needs, analyzes credit history, determines loan repayment capability, and recommends loan structure(s). Approves or denies credit applications. Prepares and reviews loan documentation. Maintains an aggressive collection effort in order to keep past dues at a minimum. Keeps documentation exceptions to a minimum. Attends training, finance committee, and officer meetings as scheduled. Opens new accounts and performs branch operational duties as staffing needs require. Stays abreast of changes/updates to bank products and policies, ensuring the accuracy of information provided to customers. Aggressive in calling on existing and potential customers within the branch market area. Actively participates in local business and community events and maintains close contact with local builders and real estate brokers and agents.
Requirements/Relevant Skills: Bachelor's Degree in business, finance, or related field with three to five years' previous lending experience preferred. Knowledge of lending policies, procedures and regulations required. Good financial analysis abilities, excellent communication and sales skills a must. Must be able to work extended hours.
Assistant Mortgage Manager, Mortgage Center, Lebanon (full time)
Responsibilities: Set up User IDs and passwords for investor sites, Equifax, etc. Corresponds with I.D.S. to keep disclosure documents current. Serves as back up for preparation of daily rate sheets, as well as locking and pricing of loans. Assists with overall management of Mortgage Center employees. Provides support for Loan Officers-assists with scenario questions, guideline interpretations, pricing questions, and Avista usage. Responsible for meeting office mortgage production goals. Fulfills all Loan Officer duties in branch. Assists with research of new products including development of policies, procedures, and training for implementation. Responsible for branch security. Assists with training of new Loan Officers. Assists with maintenance of Investor relationships. Participation in outside community events as required. Other duties as assigned. Explain, promote and sell the products of Wilson Bank & Trust.
Requirements/Relevant Skills: Two years minimum of secondary market mortgage experience in FHA, VA, and Conventional loans or completion of secondary market training. Previous underwriting experience preferred. Must have excellent communication skills and the ability to multi-task. Must possess a good knowledge of mortgage policy and program guidelines. Must be able to work under stress and flexible hours dependent on work volume. College degree or extensive mortgage experience. Must have the ability to effectively interact with all types of personalities in dealing with customers, employees and realtors.
Floater Customer Service Representative, Central Region/Lebanon-area (full time)
Responsibilities: Performs duties of paying and receiving teller. Assists customers in all areas of the bank as needed. Performs other duties as assigned by supervisor and head tellers in various offices. Stays abreast of changes/updates to bank products and policies ensuring the accuracy of information provided to customers. Must be willing to work flexible days and hours, including Saturdays. May float to other regions as needed. Will be required to work certain community events as assigned by supervisor.
Requirements/Relevant Skills: Minimum of one years banking experience, ten-key skills, computer skills and the ability to handle a heavy work flow of customers and deal with them in a professional manner in person or by telephone. Must maintain confidentiality between offices and among employees. Excellent customer service skills and willingness to work in different offices and departments.
Wilson Bank & Trust conducts skills testing, drug testing, credit verification, and a background screen on all prospective employees. Wilson Bank & Trust is an Equal Opportunity Employer.