Consumer Loans | Home Loans | Construction Loans
Credit Card Services | Student Loans

Consumer Loans (Automobile, Boats, and Recreational Vehicles)

• Finance new and used items up to six years old
• Flexible terms
• Competitive Rates
• Automatic Payment services from WB&T deposit account available
• Fast Approval
• Instant Loan closing - ability to close your loan within 15 minutes of approval on most consumer loans
• Death and Disability Insurance available
  

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Construction Loans (Residential Home Loans):

• Loan decisions in 4 hours
• Loan closings in 7 days
• Nine months to complete home - allows more flexibility than the conventional six month loan
• Low interest rate during construction
• Origination Fee
• No Discount Points
• You pay interest only on the amount you have borrowed, not the total amount of the loan
• Title Insurance is not required on loans less than $500,000
• Reduced closing cost when converting to permanent mortgage
• Permanent mortgages are available
• Other rates and terms available for speculative and commercial construction
  

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Credit Card Services (MasterCard - Visa):

• No annual membership fee
• Automatic travel accident insurance*
• Travel Discounts
• Travel Dividends
• Emergency Cash
• Cardholder Vantage Point - a quarterly newsletter will come to you with your credit card statement
• Eye wear discount
• Extended Warranty
• 90-Day Product Protection against direct physical loss or damage (some exclusions apply)
• Charge card unemployment, disability and life credit insurance available at an extra charge
  

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Student Loans
Wilson Bank & Trust teams with EdAmerica to offer student loans for all kinds of needs. To find the best option for you and then apply online, visit EdAmerica’s student loan application page. Let us help make your dream a reality!

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For more information, email Loans@wilsonbank.com