Kasasa Cash Back

It's the free checking account that pays you back — earn 3% cash back* on your every day check card purchases. You'll also earn up to $20 in ATM fee refunds* each month that you qualify — and all you have to do are things you're probably already doing!

Even if you don't qualify, your account is still free. Connect Kasasa Cash Back to a Kasasa Saver® free savings account, and let your earnings grow automatically. Do you Kasasa?®

  • 3% cash back on check card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $250 in purchases monthly
  • ATM fee refunds nationwide (up to $20 monthly)*
  • Link to Kasasa Saver to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free online bill pay with direct deposit**
  • Free mobile banking
  • Free e-Statements
  • Free Visa® Check Card
  • Free MoneyDesktop
  • Unlimited check writing
  • Free 24-hour Telephone Banker
  • $100 minimum deposit to open
  • Four simple qualifications per period

*Minimum to open Kasasa Cash Back is $100. When monthly qualifications are met, you receive 3.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $7.50 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards from Kasasa Cash Back are automatically transferred to Kasasa Saver at the beginning of the following statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 (up to $4.99 per single transaction) if qualifications are met within monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

**Without direct deposit: $7.50 monthly charge for your first 15 transactions, plus $.45 for each additional transaction.


Earning your rewards is easy! To earn your rewards, simply do the following transactions and activities in your Kasasa Cash Back checking account each monthly qualification cycle:

  • Have at least 12 check card purchases of $5 or more post and settle
  • Be enrolled and receive e-Statement notice
  • Be enrolled and log into online banking
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle

And don't worry if you don't meet the qualifications one month — your Kasasa Cash Back account is still free, and you can go back to earning cash back and ATM fee refunds the very next cycle that you qualify.