A family looking at there new home that is being built

Construction Loans

Bring us your blueprint. We'll help make that dream home happen.


What makes people want to build a new home from the ground up? It can be all about finding a perfect location or wanting a unique design. What makes people come to Wilson Bank for financing? Affordable rates, friendly service, and the knowledge that we'll be right there with you from the first 2-by-4 to the final roof shingle.

  • Competitively low rates for home construction projects
  • Short-term loan that covers both labor and material costs
  • Payments are interest-only during construction phase.
  • Title insurance not required on loans less than $500,000
  • Competitive options for permanent mortgage financing after construction is complete
  • Local decision-making and processing in Middle Tennessee
  • Attentive, friendly service from start to finish

Wilson Bank is a full-service financial institution with branches throughout Middle Tennessee. Experience the difference with Middle Tennessee’s Community Bank™.