Certificates of Deposit (CDs)

Earn extra money in a month - and even more in a few years.


We all have unique financial goals. We all can guess when we might need extra money for a bigger car, better furniture, tuition bills, travel plans or something else important. With our CDs, you can create a savings strategy that fits your personal timeline. Save for anywhere from 30 days to 5 years and, with our competitive rates, you're sure to walk away with that extra money exactly when you need it.

  • Interest rates that exceed those of most traditional savings accounts
  • 1-year, 2-year, and 3-year terms offered online
  • In general, longer term CDs pay higher rates
  • Secure savings tool with no risk of losing initial investment
  • $500 minimum deposit to open
  • No setup or maintenance fees
  • Early withdrawals subject to interest penalties based on CD terms
  • Renew automatically upon maturity


Wilson Bank is a full-service financial institution with branches throughout Middle Tennessee. Experience the difference with Middle Tennessee’s Community Bank™.

*Annual Percentage Yield. APY is effective as of January 5, 2023. Advertised APY is subject to change. Interest may be compounded. If it is not compounded, the interest cannot remain on deposit and an annual interest payout will then be mandatory. $500 minimum opening deposit required. No public funds. A 90 day penalty will be imposed for early withdrawal. This offer is only available in-office at any WBT Office and cannot be applied for online.