A young couple takes a picture together

Home Equity Line of Credit (HELOC)

With some extra money, you can make a lot of things happen.

One loan fund - and countless ways to use it. With a Home Equity Line of Credit, you can cover expenses large and small. Fix anything that breaks, replace old stuff, cover medical bills, and even splurge on something now and then. Your money is just a tap away when you need it the most.

  • Competitive rates mean lower interest charges
  • Credit limit depends on the equity you have in your home
  • Apply just once, and then access your credit line as often as you wish
  • Pay interest only on amount you've actually borrowed
  • Easy access to funds through checks and digital channels
  • Good choice for consolidating higher interest loans or paying off higher interest credit card debt
  • Interest paid may be tax-deductible; consult your financial advisor
  • Local decision-making and processing in Middle Tennessee
  • Attentive, friendly service from start to finish

Apply for a HELOC Now

Wilson Bank is a full-service financial institution with branches throughout Middle Tennessee. Experience the difference with Middle Tennessee’s Community Bank™.