Home Equity Line of Credit (HELOC)
Secure a line of credit using the equity you’ve built within your home. Enjoy competitive rates for one-time projects or ongoing needs, and your funds will remain available anytime without having to reapply.
Our Middle Tennessee lenders make decisions and process loans quickly, and locally. Apply today!
- Competitive rates for several ongoing or seasonal needs:
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And much more!
- The existing equity in your home is used as collateral
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit – as principal is repaid, more becomes available for use
- Easily transfer funds into a WBT checking account through online or mobile banking
- Interest paid may be tax deductible*
- Local decision-making and processing in Middle Tennessee
- Attentive, friendly service from start to finish
*Consult a tax advisor.