Yes. To decline or remove Overdraft Privilege, please visit any Wilson Bank & Trust office for more information.
Note: If you decline (or elect to remove) Overdraft Privilege, any item or transaction that is presented for payment against an account with insufficient funds will typically be returned unpaid, and a Returned Item Fee of $38 may be charged for each item or transaction. Please note, however, that, even if you opted out of the Overdraft Privilege program, items or transactions may still be paid into overdraft when there are not enough funds available in your account to pay such items or transactions. This typically occurs when your debit card is used for reoccurring transactions, such as bill payments using your debit card that have been set up to pay on a reoccurring basis. We may also, at our discretion, honor withdrawal requests that overdraw your account. However, the fact that we may honor withdrawal requests that overdraw the account balance does not obligate us to do so later.