Take back your banking — free Kasasa Cash® checking pays you in ways that matter! Earn up to a high 1.50% APY* on your balance just for doing easy banking activities you probably do anyway, like receiving e-Statements. 

Even better? Get refunds on ATM fees, nationwide* — that’s right, nationwide. So you can make any ATM your own and never be left without cash in-hand.

Benefits & Features
  • Free checking that pays high interest
  • 1.50% APY* on balances up to $10,000 when qualifications are met
  • 0.25% APY* on the portion of the balance over $10,000 on balances over $10,000 when qualifications are met
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $20 monthly)*
  • Link to high-interest Kasasa Saver® account
  • No minimum balance to earn rewards
  • No monthly service fee
  • $100 minimum deposit to open

It’s Easy to Earn Your Rewards!

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-Statement notice
  • Be enrolled in and log into online banking

That’s it! And don't worry if you don't meet the qualifications one month — your Kasasa Cash account is still free, and you can go back to earning high interest and ATM fee refunds the very next month.

Compare accounts with our online Kasasa brochure!

These convenient services are included with all of our checking accounts — for free!

Get checking that works for you

*APY=Annual Percentage Yield. APYs accurate as of 9/22/2016. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 1.50%; and (3) balances over $10,000 earn 0.25% interest rate on the portion of the balance over $10,000, resulting in 1.50% -0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.