Grow your savings automatically with a free savings account that pays — earn up to 0.75% APY* on your Kasasa Saver® each month when you meet the easy qualifications on your Kasasa Cash® or Cash Back® checking account.

The rewards in Kasasa Cash or Kasasa Cash Back automatically transfer into Kasasa Saver, so you can sit back, relax, and watch your savings grow. That's the power of community banking at Wilson Bank & Trust.

Benefits & Features
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.75% APY* on balances up to $10,000 when qualifications are met
  • 0.26% APY* on the portion of the balance over $10,000 on balances over $10,000 when qualifications are met
  • 0.05% APY* if qualifications are not met on Kasasa Cash Back
  • No monthly service fee
  • No minimum balance to earn rewards
  • $100 minimum deposit to open

Easy Qualifications to Grow Your Savings!

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH credit transaction post and settle
  • Have at least 12 debit card purchases post and settle for Kasasa Cash or have at least 12 debit card purchases, each greater than $4.99, post and settle for Kasasa Cash Back
  • Be enrolled in and agree to receive e-Statement notice
  • Be enrolled in and log into online banking

That’s really it! Even if you don’t meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you’ll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Compare accounts with our online Kasasa brochure!

These convenient services are included with all of our savings accounts — for free!

Start saving — your future self will thank you

Kasasa Saver with Kasasa Cash

*APY=Annual Percentage Yield. APYs accurate as of 10/1/2015. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle, domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $10,000, resulting in 0.75% - 0.30% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. 

Kasasa Saver with Kasasa Cash Back

*APY=Annual Percentage Yield. APYs accurate as of 10/1/2015. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash Back and $100 for Kasasa Saver. When monthly qualifications are met, you will receive 3% cash back on debit card purchases that post to and clear account during monthly qualification cycle up to a total cash back of $7.50 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $20 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards from Kasasa Cash Back account are automatically transferred to Kasasa Saver account at the beginning of the following statement cycle. If qualifications in Kasasa Cash Back account are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver account receive an APY of 0.75%; and (2) balances over $10,000 in Kasasa Saver account earn 0.25% interest rate on the portion of the balance over $10,000, resulting in 0.75% -0.30% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver account earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.